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What Happens if You Reject Settlement Offer in Garland?

If you are involved in a personal injury accident, you may be worried about how you will pay your pending bills for your injuries and damages. When you file a personal injury claim, it can be challenging to figure out when you will receive compensation, or you may be unsure whether you will actually receive compensation. 

After the insurance company rolls out the settlement offer, your Garland Personal Injury Attorney may suggest you reject the settlement offer.  This may be because your attorney thinks the compensation is insufficient to cover your expenses. 

What are your options if you r eject the settlement offer?

Just because you reject a settlement offer does not mean you are not eligible to seek compensation. The insurance company cannot deny giving you compensation just because you rejected their settlement offer. You have other options available. 

  1. Make a counteroffer. 

Your attorney can speak to the insurance company on your behalf. They can make a counter-settlement offer against the one that the insurance company offered. However, to do so, you need to provide a fair reason and justification for your offer. Your attorney will ensure your counteroffer compensates for your injuries. 

  1. Negotiate with the insurance company. 

You can negotiate a fair settlement amount with the insurance company. For instance, if the insurance company offers you $20,000, your attorney can negotiate the amount to increase it according to your injuries. Note that the law state that negotiations are confidential. This means one cannot use the settlement as evidence of accepting fault. 

  1. Request another insurance adjuster. 

As soon as you file a claim, the insurance company appoints an insurance adjuster to your claim. Sometimes, the insurance adjuster will work their best to make the victim accept lowball settlement offers. The insurance adjuster may be a problem in some cases. Therefore, you can request another insurance adjuster that can help the negotiation process better than the previous one. 

  1. Take your claim to court. 

If all the methods mentioned above fail, the last step is to take your case to court. You can file a lawsuit where the judge will make the final decision regarding fault and compensation.

If you are going to reject the settlement offer, you need to do it in writing to the insurance company. The letter should state a valid reason why you are rejecting the offer. Additionally, you can also state your counteroffer inside the letter. Throughout the process, your attorney will help you in writing the letter and ensure you get the deserving compensation.